Overview

Machinery Loan is a type of loan that is used to purchase machinery and equipment. It is a popular option for businesses that need to purchase machinery to improve their operations. Let us help you get the best machinery loan deals with guidance from our experts.

Eligibility Criteria

  • Minimum of 1 year of business operation for businesses applying.
  • Active income source (salary, business income, etc.).
  • No EMI bounces in the past 12 months.
  • A good credit history is preferred but not mandatory.

Mandatory Requirements

  • Valid PAN Card, Aadhar Card, Passport-size photo, and Latest Address Proof.
  • Business Proof (GST Registration, Udyam Aadhaar, or Shop & Establishment Certificate).
  • Financial Proof: Last two years of financial statements and any loan sanction letters.

FAQ

Frequently Asked Questions

PS FinXpert Solution LLP experts have extensive knowledge of the financial market and can provide personalized solutions tailored to your specific needs. Our experts help you navigate complex financial products, compare options from multiple lenders, and secure the best rates and terms available in the market.

Our initial consultation is completely free. We believe in providing transparent services and only charge a nominal processing fee once your loan is approved and disbursed. Our fee structure is clearly explained upfront with no hidden charges.

We provide end-to-end assistance including document preparation, application processing, rate negotiation, and follow-up with lenders. Our team guides you through every step of the loan process, from initial consultation to final disbursement, ensuring a smooth and hassle-free experience.

We offer a comprehensive range of financial services including Personal Loans, Home Loans, Business Loans, Loan Against Property, Car Loans, Debt Consolidation, Overdraft Facilities, and Car Refinancing. We work with multiple banks and NBFCs to provide you with the best options.

We analyze your financial profile, credit history, income stability, and loan requirements to match you with the most suitable lenders. Our extensive network of banking partners allows us to compare interest rates, processing fees, and terms to recommend the best financial institution for your specific needs.

Our service fee is valid for the entire loan processing period, typically 30-45 days from application submission. If your loan application is rejected due to bank policies or eligibility issues beyond our control, we provide a partial refund as per our terms and conditions. The fee covers all our services until loan disbursement.

Yes, we have telephonic consultancy which is free for 2 hours every day between 10:00 am to 12:00 pm Sunday to Thursday. Kindly call our contact center and book your appointment for teleservice.

No, we are based in Maharashtra only.

Yes, an expert can be arranged for your office to brief the process.

We have expert professionals to deal with such cases. They are expert in negotiating and settlement skills.

No, we serve every customer to our best.