Overview

To get a loan at low interest rates, to meet your financial needs for emergencies, education etc mortgaging existing property is a great way. This will allow you to meet your financial needs with ease through LAP, without actually selling the same. We help you get flexible repayment options by NBFCs and Banks and help you avail best deals for loans. Loan against property enables mortgaging of residential and commercial properties at attractive rates for quick funds. Both residential and commercial properties* are accepted as collateral, and the money from the PS FinXpert Solution LLP Loan Against Property can be used for a variety of personal or business needs.

Eligibility Criteria

  • You need to be at least 21 years of age to mortgage a property.
  • Maximum age to get a home loan is 60 years if you are salaried and 65 years if you are self-employed but this can change according to the lender.
  • You need to have a steady income to be able to get a mortgage loan as your monthly income alone can help determine your loan amount
  • Credit bureau score: Existing credit history is preferred, though not mandatory.

Mandatory Requirements

Salaried and Self-Employed Basic documents Individual and company document as per applicable lists

  • Utility bill as proof of residence
  • Statement of account from your bank
  • Salary Proof (Salary certificate / Pay slip)
  • Business income proof (for businessman)
  • Chain agreements of the said property

FAQ

Frequently Asked Questions

PS FinXpert Solution LLP experts have extensive knowledge of the financial market and can provide personalized solutions tailored to your specific needs. Our experts help you navigate complex financial products, compare options from multiple lenders, and secure the best rates and terms available in the market.

Our initial consultation is completely free. We believe in providing transparent services and only charge a nominal processing fee once your loan is approved and disbursed. Our fee structure is clearly explained upfront with no hidden charges.

We provide end-to-end assistance including document preparation, application processing, rate negotiation, and follow-up with lenders. Our team guides you through every step of the loan process, from initial consultation to final disbursement, ensuring a smooth and hassle-free experience.

We offer a comprehensive range of financial services including Personal Loans, Home Loans, Business Loans, Loan Against Property, Car Loans, Debt Consolidation, Overdraft Facilities, and Car Refinancing. We work with multiple banks and NBFCs to provide you with the best options.

We analyze your financial profile, credit history, income stability, and loan requirements to match you with the most suitable lenders. Our extensive network of banking partners allows us to compare interest rates, processing fees, and terms to recommend the best financial institution for your specific needs.

Our service fee is valid for the entire loan processing period, typically 30-45 days from application submission. If your loan application is rejected due to bank policies or eligibility issues beyond our control, we provide a partial refund as per our terms and conditions. The fee covers all our services until loan disbursement.

Yes, we have telephonic consultancy which is free for 2 hours every day between 10:00 am to 12:00 pm Sunday to Thursday. Kindly call our contact center and book your appointment for teleservice.

No, we are based in Maharashtra only.

Yes, an expert can be arranged for your office to brief the process.

We have expert professionals to deal with such cases. They are expert in negotiating and settlement skills.

No, we serve every customer to our best.