Overview

It is an unsecured business loan taken by an Individual, Proprietary, Partnership & LLP firms or entity from a bank or a non-banking financial company (NBFC) on the basis of his business income and banking to meet their business financial needs. The PS FinXpert Solution LLP is one of the leading channel partners with Banks and NBFC and can help you avail unsecured business loans. We help you procure the best deals for your loan needs.

Eligibility Criteria

  • Company: A company should be minimum 1 yr old.
  • Business activity: There should be a business activity set-up and stock.
  • Company: There should be an active company current account with Min 15k ABB (Average bank balance).
  • Credit bureau score: Existing credit history is preferred, though not mandatory.

Mandatory Requirements

Individual Document

  • Pan Card, Passport size photo & Adhar card of Applicant and Co-Applicant
  • Latest current residence address proof in name of Applicant or family members with relation proof

Company Document

  • Pan card for Partnership, LLP firm, PVT Ltd & LTD company only
  • MOA & AOA for PVT Ltd & LTD company only
  • Register partnership deed for Partnership firm and LLP firm only
  • Business legal proof (Gst Registration Certificate, Udhayam aadhar Certificate and Shop & Establishment)
  • Business vintage proof
  • Last two years Complete set of financial Existing Secured and unsecured any loan sanction letters
  • Last one-year Business primary Current or saving account

FAQ

Frequently Asked Questions

PS FinXpert Solution LLP experts have extensive knowledge of the financial market and can provide personalized solutions tailored to your specific needs. Our experts help you navigate complex financial products, compare options from multiple lenders, and secure the best rates and terms available in the market.

Our initial consultation is completely free. We believe in providing transparent services and only charge a nominal processing fee once your loan is approved and disbursed. Our fee structure is clearly explained upfront with no hidden charges.

We provide end-to-end assistance including document preparation, application processing, rate negotiation, and follow-up with lenders. Our team guides you through every step of the loan process, from initial consultation to final disbursement, ensuring a smooth and hassle-free experience.

We offer a comprehensive range of financial services including Personal Loans, Home Loans, Business Loans, Loan Against Property, Car Loans, Debt Consolidation, Overdraft Facilities, and Car Refinancing. We work with multiple banks and NBFCs to provide you with the best options.

We analyze your financial profile, credit history, income stability, and loan requirements to match you with the most suitable lenders. Our extensive network of banking partners allows us to compare interest rates, processing fees, and terms to recommend the best financial institution for your specific needs.

Our service fee is valid for the entire loan processing period, typically 30-45 days from application submission. If your loan application is rejected due to bank policies or eligibility issues beyond our control, we provide a partial refund as per our terms and conditions. The fee covers all our services until loan disbursement.

Yes, we have telephonic consultancy which is free for 2 hours every day between 10:00 am to 12:00 pm Sunday to Thursday. Kindly call our contact center and book your appointment for teleservice.

No, we are based in Maharashtra only.

Yes, an expert can be arranged for your office to brief the process.

We have expert professionals to deal with such cases. They are expert in negotiating and settlement skills.

No, we serve every customer to our best.